Ads that promise loans generally appear in classified sections of local and national newspapers, magazines and tabloids.
Some companies claim they can guarantee you a loan even if you have bad credit or no credit. They usually request an upfront fee, which may range from hundreds to thousands of dollars. Once you send your money to these companies, you never get your promised loan and you cannot get your money back. If you cannot get a loan through traditional lending institutions, it is unlikely that you'll get one in response to a classified ad. Ask the loan company to take the amount of their fee off of the total amount of the loan that was promised you. In most jurisdictions, it is illegal for a company to request an upfront fee prior to obtaining a loan.